• What is Debt Consolidation?
  Learn how debt consolidation works to reduce interest rates and save money.
• What Can Be Consolidated?
  Types of high-interest debts commonly used.
• What is Debt Settlement?
  Often confused with, but significantly different than consolidating.
• What Debts Can Be Settled?
  Learn what kind of creditors that will often settle for less.
• How Do Bankruptcies Work?
  How Chapter 7 and Chapter 13 bankruptcies work, and the aftermath on your credit report.

• Budgeting Tips
• Working With Credit Reports
• More Articles & Information
• More Finance Sites

More Debt Articles & Information

Budgeting Tips
To successfully get and stay out of debt you have to examine your spending habits. Be honest with yourself, as this will show you where your money is being spent and force you to decide if you want to continue or if you want to change your spending methods... Read More

The Problems with Payday Loans
A payday loan is a short-term loan given until the person's next payday (usually for sums under $1,000), although some may be given for 15 to 30 days depending on your pay period. These are also called cash advance loans, payday cash advances and deferred deposit cheque loans, and they all have one common purpose: they get you very fast instant cash... Read More

Working With Credit Reports
A credit report is a summary of your credit history. The report contains details from different financial information sources. The information contained in a credit report contains things like who you owe money (utilities, hospitals, landlords and others), if you are late in making any payments, if you overdraw your bank account or do not make credit card, auto loan, or mortgage payments on time... Read More